Inform us: have you ever been affected by the US insurance coverage disaster?

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Inform us: have you ever been affected by the US insurance coverage disaster?

We all know the business is in an unlimited state of flux amid the local weather disaster and more and more extreme wildfires, floods, hurricanes and different pure disasters. Corporations have been elevating premiums, cancelling or refusing to problem insurance policies, and pulling out of complete markets. The Guardian US has reported on the crippling results for householders in Florida, California, Louisiana and past.

We need to hear from individuals from all components of the nation caught up on this. Have you ever misplaced your coverage, and what did you do? Has the price of insurance coverage influenced the place you selected to reside or your resolution to purchase a house? Have you ever been compelled to get better from a pure catastrophe with out insurance coverage? Inform us your story.

We’re eager to listen to from these in areas of main volatility, such because the US west and the south, but in addition individuals who have been affected by so-called “kitty cat’’ storms, or smaller disasters, and from surprising locations who might help us present the place this disaster is headed subsequent.

Do you’re employed within the insurance coverage business? We’d love to listen to from you, too – about how the disaster is affecting your job, the temper throughout the business, and your organization’s insurance policies. Our journalists can talk about preserving you nameless if you need to share data or communicate off the document.

Your responses, which could be nameless, are safe as the shape is encrypted and solely the Guardian has entry to your contributions. We’ll solely use the info you present us for the aim of the characteristic and we are going to delete any private knowledge after we not require it for this function. For true anonymity please use our SecureDrop service as a substitute.